Subscriptions and gift cards that make great last-minute gifts

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Yes, a gift card can carry the stigma of feeling like an unthoughtful present. On the other hand, we live in a world where subscription services abound, and a virtual gift that grants someone a year of their favorite music, video or gaming service shouldn't be overlooked.

When thinking about gift cards and subscriptions this year, we tried to avoid the obvious candidates like Spotify and Netflix -- most people who want those probably have a subscription already. Instead, newer options like Amazon Music HD, Apple Arcade and Disney+ might provide something fresh for the music, game and movie junkies in your life.

To move away from entertainment entirely, a Masterclass subscription can help a loved one expand their mind and horizons, while Headspace can give them a much-needed mental respite from the grind of modern life. And if you're gifting someone a new game console this year, you can level up that gift by including PlayStation Plus, Xbox Live Gold or Nintendo Switch Online. For all three of those systems, an online subscription is a near-essential add-on, especially for multiplayer gaming. And in all three cases, it'll provide a happy new console-owner with some free games to download right off the bat.

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